1. Acceptance of Terms
These Terms of Use ("Terms") form a binding agreement between you and Qferri, Inc. ("Qferri," "we," "us," or "our"). By accessing or using qferri.com (the "Site") or any of our educational programs, you agree to be bound by these Terms. If you do not agree, do not use the Site.
2. Educational Service; No Investment Advice
Qferri provides educational content and instruction. We are not a broker-dealer, an investment adviser, a financial planner, or a tax adviser. Nothing on this Site or in our courses constitutes investment advice, an offer to buy or sell any security, or a recommendation that a particular strategy is suitable for you. Trading involves risk and many participants lose money. Consult appropriate licensed professionals before making financial decisions.
3. Use of the Site
You agree to use the Site only for lawful purposes and in a manner that does not infringe the rights of, or restrict or inhibit the use of, the Site by any third party. Prohibited conduct includes uploading malicious code, attempting to gain unauthorized access to systems, scraping the Site without permission, and using the Site to harass others.
4. Account and Enrollment
Some features require an account. You are responsible for safeguarding your credentials. Enrollment in a course grants you a non-transferable license to access the content for the period stated at purchase.
5. Refund Policy
We offer a full refund within 14 days of purchase, provided you have completed less than 25% of the course content. After that, we offer pro-rated credit toward another course. Refund requests must be submitted via email to info@qferri.com.
6. Intellectual Property
All content on the Site and within our courses — including text, video, graphics, logos, exercises, and software — is owned by Qferri or its licensors and is protected by U.S. and international intellectual property laws. You may use the content only for personal, non-commercial educational use. Any other use, including reproduction, redistribution, or public posting, requires our prior written consent.
7. Disclaimers
The Site and our course content are provided "as is" and "as available." We make no warranties, express or implied, about the accuracy, completeness, or fitness for a particular purpose of any content. Your use of the Site and any decisions you make based on Qferri content are at your sole risk.
8. Limitation of Liability
To the maximum extent permitted by law, Qferri and its officers, employees, and contractors will not be liable for any indirect, incidental, special, consequential, or punitive damages — including lost profits or trading losses — arising out of or related to your use of the Site or our programs, even if advised of the possibility of such damages. Our aggregate liability for any claim is limited to the amount you paid us in the twelve months preceding the claim.
9. Indemnification
You agree to indemnify and hold harmless Qferri from any claims, losses, or expenses (including reasonable attorneys' fees) arising out of your breach of these Terms or your misuse of the Site or our content.
10. Third-Party References
The Site may reference third-party brokerages, software, or services for educational purposes only. References to third parties do not imply endorsement or affiliation. We are not responsible for the content, policies, or practices of third-party sites or services.
11. Governing Law and Venue
These Terms are governed by the laws of the State of California, without regard to its conflict-of-laws principles. Any dispute arising under or in connection with these Terms shall be brought exclusively in the state or federal courts located in Alameda County, California, and you consent to the personal jurisdiction of those courts.
12. Changes to These Terms
We may update these Terms from time to time. The updated version will be posted with a revised "Last updated" date. Your continued use after a change constitutes acceptance of the revised Terms.
13. Contact
Questions about these Terms can be sent to info@qferri.com or mailed to 2150 Shattuck Avenue, Suite 1200, Berkeley, CA 94704, USA.